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It means folks of all ages across Thai society are cutting back on discretionary shopping for and delaying major purchases, while bank card debt is a “key financial hurdle†for 23 per cent of Thais, according to Mintel evaluation. The central financial institution had anticipated the Fed’s transfer, so it adjusted its personal insurance policies hours before, explained Mr David Sumual, chief economist of Bank Central Asia , Indonesia’s largest personal financial institution. When the Fed moves, sometimes large sums of cash are shifted by buyers from US …